Retire by 30: How to Build Wealth, Gain Freedom, and Live Life on Your Own Terms Paperback – March 30, 2026

About this book

What if it were possible to retire in less than a decade?Retire by 30 isn’t a fantasy about quitting work overnight. It’s a practical, system-driven roadmap to Financial Independence, so that work becomes optional far sooner than most people believe possible.At its core, Financial Independence means your investments and cash flow cover your living expenses. When that happens, you gain the ultimate asset: control over your time.In this book, Cody Berman dismantles the myth that wealth requires decades of sacrifice, extreme frugality, or perfect investing. Instead, he shows how a small number of intentional systems—applied consistently—can quietly compound into life-changing freedom.Inside, you’ll learn how to:Calculate your personal Financial Independence numberAvoid lifestyle inflation and decision fatigueOptimize the “Big 3” expenses: housing, transportation, and foodAccelerate income through both side hustles and career growthInvest simply using index funds and tax-advantaged accountsExplore multiple paths to early retirement (Coast FI, Cash Flow FI, Fat FI, and more)Design a meaningful life after reaching financial freedomThis book replaces willpower with systems, complexity with clarity, and vague ambition with measurable progress. You’ll see real stories of people who reached Financial Independence quickly, and exactly how they did it.Spoiler alert: you don’t actually need to be under 30 to benefit from this book. The principles work whether you’re just getting started or already decades into your career. If you want to reach Financial Independence in a decade (or less), this book is for you.The goal isn’t necessarily to stop working. It’s to build enough wealth that you don’t have to.And once that option exists, everything changes. Read more